Did you know that...your
property is an asset that
could be used to contribute
to a happy retirement?
For many people pensions, investments and money put aside is just not enough to make retirement as enjoyable as they thought it would be. Ask us for more details about Equity Release. Equity Release allows you to free up money tied up in your home and is available to homeowners aged 55 and over. There are a range of equity release products available each offering a number of features and benefits. They all offer you the ability to take capital from your home with no monthly repayments.
At Top Class Mortgages we offer to undertake a full review of your circumstances and will recommend a solution only if we feel that this is right for you. To make sure that you understand the effect that equity release may have on your finances, we will discuss the costs involved, the effect of house price growth and show you how receiving money from your home’s equity will reduce the inheritance you leave and may alter the tax you pay and benefits you receive.
Equity
Release
can:
- Provide a lump sum and/or a flexible draw down facility.
- Repay existing
mortgages.
- Implement Home Improvements/Property Modifications or for
New Car, Holiday etc.
- Equity Release can allow you to benefit from the financial investment you have made in your home without having to move home.
- Options available from
the age of 55 upwards.
- All Products: Offers are covered under The Safe Home Income Plans Scheme. This give the protection of a no-negative equity guarantee.
- Our Promise: We will only make a recommendation if it is
right for you.
Family members and estate beneficiaries are encouraged to attend the appointments.
- No Call Centres: Face to face meetings for our local area
customers.
There may be a fee for our advice. A typical fee is £200 payable on production of a personal report plus £400 on completion of the Lifetime Mortgage or Home Reversion Plan.
This is a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.
Call now on
01202 395992
or
07702 502573
For a no obligation discussion with a Top Class Mortgages adviser.
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